Slash your transaction overheads. Enjoy peer-to-peer UPI reconciliation with direct bank settlement in under 1 second. Reclaim 2% of your top-line margins.
Razorpay has long been the default choice for Indian businesses, but standard 2.0% + GST transaction fees, rolling reserves, and T+2/T+3 settlement delays can strangle a growing e-commerce brand. Alvan Labs Pay offers a robust, zero-fee direct UPI reconciliation engine.
With our service, payments do not route through an escrow account. Customers scan a dynamically generated QR code linked straight to your UPI ID. Funds land in your current bank account immediately. Our Go engine validates settlements automatically, acting as a reliable, zero-MDR alternative.
Keep 100% of your sales volume. No per-transaction percentage fee.
Funds land in your bank within 1 second. Zero working capital locked up.
Drop-in REST API and WooCommerce plugin for rapid setup.
Bank-grade cryptographic security ensures tamper-proof reconciliations.
Compare standard 2.0% gateway fees vs 0% Alvan Labs Pay.
Razorpay acts as a third-party aggregator holding your customer's money for 1-3 days while charging 2% + 18% GST. Alvan Labs Pay enables direct customer-to-merchant UPI transfer with instant settlement and 0% transaction commission.
No complicated merchant aggregator KYC is required. You can connect your existing UPI ID and Gmail notifications directly.