The Best Razorpay Alternative for Indian SMBs
Slash your transaction overheads. Enjoy peer-to-peer UPI reconciliation with direct bank settlement in under 1 second. Reclaim 2% of your top-line margins.
Break Free from Aggregator Fees and Delayed Settlements
Razorpay has long been the default choice for Indian businesses, but standard 2.0% + GST transaction fees, rolling reserves, and T+2/T+3 settlement delays can strangle a growing e-commerce brand. Alvan Labs Pay offers a robust, zero-fee direct UPI reconciliation engine.
With our service, payments do not route through an escrow account. Customers scan a dynamically generated QR code linked straight to your UPI ID. Funds land in your current bank account immediately. Our FastAPI infrastructure validates settlements automatically, acting as a reliable, zero-MDR alternative.
0% Commission Leakage
Keep 100% of your sales volume. Pay only a simple flat platform subscription.
No Settlement Delays
Funds land in your bank within 1 second. Zero working capital locked up.
Simple API Migrations
Drop-in replacements for standard Razorpay checkout scripts.
Aggressive Anti-Spam
Custom checkout rate limits protect your endpoints from automated checkout spam.
Zero-MDR Switch Calculator
Calculate how much transaction volume you reclaim with Alvan Labs Pay.
Frequently Asked Questions
Is Alvan Labs Pay secure compared to Razorpay?
Yes. Since Alvan Labs never touches, stores, or escrows your funds, there is zero risk of fund freezing. Transactions occur peer-to-peer over the secure NPCI network.
What happens if a customer sends the wrong UPI amount?
Our system detects the mismatch instantly, keeping the order pending and alerting your admin panel for rapid resolution.
Start Automating Your UPI Reconciliation
Get your first month entirely free of platform fees. Our onboarding team will connect your business within 24 hours.
Direct Merchant Setup Request
Click below to generate a pre-filled secure email directly to Alvan Labs integrations desk.
📧 email: payments@alvanlabs.com We reply in under 3 hours during active IST support windows.