Alvan Labs Pay vs Razorpay Gateway Comparison
Find out why growing e-commerce brands in India are switching from traditional aggregators like Razorpay to our zero-fee UPI reconciliation engine.
| Feature Comparison | Alvan Labs Pay | Razorpay Payments | Traditional PGs |
|---|---|---|---|
| Transaction Fee (MDR) | 0% (Absolutely Free) | 2.0% - 2.5% per order | 2.0% - 3.0% + GST |
| Direct Settlement Speed | 1 Second (Direct to Bank) | T+2 Days (Standard) | T+2 to T+4 Days |
| Cent-Slot Reconciliation | Yes (Mathematical tracking) | No (No email parsing) | No |
| Screenshot Fraud Protection | Yes (Automatic verification) | No (Only logs API states) | No |
| WooCommerce & Shopify Support | Yes (Native Plugins) | Yes | Yes |
Why Merchants Are Migrating
- Reclaim ₹20,000 for every ₹10 Lakhs processed. Zero transaction fees mean straight bottom-line profit.
- No rolling reserves or held payouts. Direct peer-to-peer bank transfers ensure absolute cash flow stability.
- Automatic email reconciliation eliminates manual billing overheads.
Operational Architecture Overview
Unlike standard aggregators that hold merchant funds in escrow nodes, Alvan Labs operates purely as an **asynchronous state verifier**. Customer payments go directly from their bank application to your personal/business VPA end-point in real-time.
Matrix FAQ Answers
How does Alvan Labs Pay compare to Razorpay's fee structure?
Razorpay takes 2.0% + GST on standard payments. Alvan Labs Pay takes 0%, charging a flat monthly subscription instead, saving you significant transaction overheads.
Is the checkout experience smooth?
Yes. We support all major UPI applications and generate responsive, dynamic QR codes, keeping the checkout friction-free.
Save 2-3% on Transaction Fees Today
Move away from high commissions and delayed settlements. Alvan Labs Pay is the ultimate zero-MDR alternative.
Direct Merchant Setup Request
Click below to generate a pre-filled secure email directly to Alvan Labs integrations desk.
📧 email: payments@alvanlabs.com We reply in under 3 hours during active IST support windows.